Independent legal advice, now available through Primis Conveyancing

Arrange independent legal advice for clients who need specialist support alongside their mortgage or property transaction, with visibility of the case as it progresses.

INDEPENDENT LEGAL ADVICE

A straightforward route to independent advice

Some mortgage and property arrangements require a client to receive advice from a solicitor acting independently for them. Primis Conveyancing gives you a straightforward route to arrange that advice and keep sight of progress.

Support more client circumstancesArrange ILA for the available mortgage and property scenarios.

Give clients a clear route to adviceThe instructed solicitor explains the documents, obligations and potential risks independently.

Stay informedUse online case tracking and email updates to follow progress.

What is Independent legal advice?

Independent legal advice, often shortened to ILA, is provided by a solicitor who acts independently for the person receiving the advice. The solicitor explains the documents and obligations, highlights the potential risks, and confirms that the client understands what they’re signing.

When might your client need ILA?

ILA may be required when someone is taking on an obligation, providing security or agreeing to arrangements where their interests may differ from another party’s

Limited Company Buy to Let^*: independent advice connected with the individual’s obligations within the company or lending arrangement
Joint Borrower Sole Proprietor: advice for a borrower who will be responsible for the mortgage but won’t be named as a legal owner
Gifted deposit: advice where funds are being provided towards a purchase, and the legal position needs to be understood
Occupier’s consent: advice for an adult occupier who may be asked to postpone or release rights in the property
Transfer of Equity: advice for a releasing party who is transferring their legal interest in the property

^*For limited companies with more than two partners/directors, each partner/director will need separate Independent Legal Advice.

What the solicitor will explain

The instructed solicitor will provide advice independently and typically:

✓ Explain the relevant legal documents and obligations
✓ Highlight the risks, costs and possible consequences
✓ Check that the client understands what they’re signing
✓ Confirm that the client is acting freely and without pressure or undue influence
✓ Provide a certificate confirming that independent advice was given, where required